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A number of things can shake up a person's life, but divorce is definitely one of the biggest. Whether you initiated it or not, dealing with the aftermath takes a great deal of emotional fortitude.


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It is also important to apply RS to an ETF (or a performance index)of the industry, like Utilities Select Sector SPDR Fund (XLU) for utilities. Here is the criterion:
CANSLIM is an investment strategy developed by investing expert William O’Neil. Each letter in the acronym “CANSLIM” represents an important element of stocks selection, which could be measured by quantifiable variables in an investment decision. The content below is intended as a cheat sheet of the CANSLIM strategy,[link widoczny dla zalogowanych], which includes all the essential formulae that you can put into use immediately.
If you are lazy, you can pretty much figure out this by simply using your eyes. Say, if the stock is going up while the general market is falling slightly down,[link widoczny dla zalogowanych], then it has probably passed the test.
Insider investment into the company is a good sign because it means that they are willing to risk their own fortune in the company.&nbsp,[link widoczny dla zalogowanych];
O’Neil considers institutional investment a good thing, because he thinks that professionals usually do a lot of research before investing.
Test for Seasonality:
Criterion 1a has the drawback that the recent increase in quarterly earnings could be contributed by seasonal reason. Because of this, an additional test has to be constructed to compare with the earnings of the same quarter of the previous year:
Note that this test is not always necessary if the company is not in a seasonal business.
O’Neil said a 4-month period is selected because it eliminates the quarterly seasonal factor.
Test for Long-Term Debt Ratio:
Another thing that “N” represents is a new high in price. One of the hardest things to accept in his strategy is that O’Neil does not believe in buying cheap. He believes in buying right. And the best time to buy is often when the price breaks out from a consolidation pattern (e.g. cup-and-handles, double bottoms) with volume to reach a new high.
O’Neil believes that the first and foremost thing you should look at in a company is its profit-making ability, and he stresses the importance of a strong upsurge in the most recent earnings. Here are the exact tests that he runs through.
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Criterion 11: Institutional ownership must be increasing over the past years,[link widoczny dla zalogowanych], and at least one of them shows a good track record in his fund.
The RS test also applies to the close competitor of a stock, because O’Neil believes that a stock is reliable only if the whole industry is stronger than the general market. Here it goes:
Author's Bio:
N: New Conditions for Company or Industry, and New Highs.
Criterion 9: The percentagewise change in price of the stock in the latest 4 months must be greater than that of the selected benchmark in the same period.
Criterion 1b: EPS of the most recent quarter must be at least 50% larger than that of the same quarter one year ago. Better yet, it should be 100% larger. Apply the same test to the next previous quarter as well.
Test for Sales:
There is not an objectively ideal number of outstanding shares, but here is a rule of thumb:
If it shows a overall gradual increase for the past year, it is even better.
Test for Relative Strength:
Here is a question: what if the dip happened in the most recent year? In that case,[link widoczny dla zalogowanych], annualize the most recent quarterly earnings and if it is larger than the “dip year” earnings, the test is passed.
On When to Buy and Sell
Test for Quality of Ownership:
Criterion 6: The buying price must be at least 85% of the previous high, or better yet, when it actually reaches a new high.
Criterion 8c: The RS of the industry ETF must be at least 70, or at least 15% of the stocks in the industry are around yearly high.
Background Criteria:
Test for Institutional Ownership:
Criterion 10: There must be at least 5 unrelated institutional investors, and 10 is a reasonable number.
As a general rule, one must follow the general market direction, i.e. no buying in a bear market, and no short-selling in a bull market. O’Neil has developed some ways to identify the general market direction, but the size of information is beyond the limit of the present article. Please refer to his book How to Make Money in Stocks for more details.
Test for Quarterly Earnings per Share (EPS):
Beware of any one-time non-recurring profit that may distort the actual figure, and they are better subtracted before doing the calculation.
The acronym CANSLIM actually represents:
Relative strength (RS) is indicator calculated by comparing the movements between a stock and a benchmark index (e.g. S&P 500) within a time period (e.g. one year). If the indicator says a strength number of 90, then it means the stock, since a year ago, is outperforming the benchmark for 90% of the time. Here is the criterion:
He also believes in a profit-taking plan, that you should cut losses at about 7% below your buying level, and taking profit when the stock rose for above 20%-25%. Again, for details and exceptions of this rule, please refer to his book.
Quarterly EPS: Increased by 18% of last quarter, and
Increased by 50% of last yearly quarter. Quarterly Sales: Increased by 25% of last quarter, or
Steady increase over last 3 quarters.
Similar growth in at least one competitor. Annual compounded EPS: Increased by 18% of last year, and
Only one dip in 5 years. Return on equity: At least 17%. Long-term debt to equity ratio: Less than 2%, or
Decreasing in the last 3 years.
A: Annual Earnings.
Similarly, O’Neil stresses the importance of steady earning trend of the company for the past 3-5 years, in additional to a strong momentum of growth as outlined above. Below are the several things that he look at.
Recent increase in quarterly earnings ensures that the company is on the way of rapid development. Here is the criterion:
Criterion 8a: The stock must have a RS of at least 80, or better, larger than 90.
Please note that there are no perfect stocks in the world: if a stock can satisfy 80% of the criteria above, it is already very good, especially when it comes to the lesser ones like outstanding shares and long term debt levels. Coupled the above with proper money management technique, it is not that complicated to make big money in the stock market.
Here is O’Neil criterion on the return of equity (ROE) of a company:
O’Neil has a similar criterion for annual compounded earnings as in quarterly earnings,[link widoczny dla zalogowanych]. Here is the test:
Criterion 7: The number of the outstanding stocks should be best between 3 to 7 millions. Otherwise,[link widoczny dla zalogowanych], it should be under 30 million shares.
It is important to know that the stock is still having an advantage in momentum versus the benchmark.
Test for Return on Equity:
Test for Outstanding Shares:
O’Neil believes that the annual earnings of a consistent company can only tolerate only one year of decrease in its annual EPS in the last 5 years. And, to ensure the strength of growth, unless that “dip year” is followed by a new high in earnings next year, the investment should not be considered.
In addition, it would be best if another company in the same industry also sees a similar growth in sales, because it means that the growth is supported by favorable industry conditions.
Accounting Criteria:
Test for Annual Compounded Earnings:
“N” represents two things. The first thing is a new condition for the company or the industry behind the company. It could be a new management, a new best-selling product, or a change in the industry. This criterion is purely qualitative, so it can only be researched through the study of news.
Sometimes an increase in earnings is simply due to some recent cost-cutting by the company, which does not reflect true growth. To ensure an increase in profitability, here is an additional test for the quarterly sales of the company:
Test for Buying Level:
However, O’Neil also warned that when a company is over-owned, i.e. too many institutional investors, it may be a sign of topping out.
Summary
Criterion 1c: The most recent quarterly sales should at least increase by 25%, or shows a steady increase over the last 3 quarters.
Criterion 2: Compounded EPS of the most recent year must be at least 18% larger than that of the year before. Better yet, it should be greater than 20%.
As he always said, stocks that go higher tend to go higher, and those do not, tend to do the other way.
In conclusion, there are 9 things you should look at before investing in the CANSLIM way:
M: Market Direction.
Again,[link widoczny dla zalogowanych], this could be pretty much solved by using your eyes.
This is an additional test. O’Neil thinks that a good company should have a low ratio of long-term debt,[link widoczny dla zalogowanych], and therefore:
Criterion 4: The ROE of the company should be at least 17%, and it is best larger than 20%.
The idea is to make sure that the strength of the stock is supported by the overall macroeconomic force in the industry.
So here is a paradox that O’Neil believes in: if you are buying expensive, you have a higher chance of buying right. Therefore:
Test for Momentum Relative to Benchmark:
Unlike many other gurus, O’Neil emphasizes on timing and believes that the best time to buy is when the stock just takes off from a sound consolidation period, which he calls a “base”. To him, a sound base has three features: firstly, it has a low percentagewise change in range; secondly, there is great buying volume prior to the breakout; and finally, it usually forms a certain kind of chart patterns. For more information, please refer to his book How to Make Money in Stocks.
O’Neil believes that it is better to have less outstanding stocks in the market, because it is more sensitive to the supply and demand, i.e. it goes up faster. Of course, he is aware of the fact that companies of too little shares could be very volatile,[link widoczny dla zalogowanych], so he advises that one has to be particularly swift in cutting losses in this kind of stocks
Test for Earnings Consistency:
C: Current Earnings.
Companies with more number of shares, or frequent splitting of stocks,[link widoczny dla zalogowanych], tend to hurt the momentum of the stock.
Test for Relative Strength of Cousin Stock:
C: Current (Quarterly) Earnings.
A: Annual compounded earnings.
N: New conditions in company or industry, and new high in price.
S: Supply of outstanding stocks.
L: Leaders in the industry.
I: Institutional support.
M: Market direction.
However, please note that this test is not applicable for companies in the banking and finance industry, where they usually have a larger debt ratio.
One key idea in the CANSLIM philosophy is to only buy the best stocks,[link widoczny dla zalogowanych]. O’Neil devises the following tests on the leadership of a stock.
Criterion 3: Only one “dip” of annual earnings is allowed in the past 5 years, and the dip should be followed by a new high in earnings in order to be considered.
I: Institutional Support.
Again, you should subtract any non-recurring gain before computing the ROE.
Criterion 1a: EPS of the most recent quarter must be at least 18% larger than that of the quarter before. Better yet, it should be greater than 20%.
Number of shares outstanding: Best less than 7 million, or
No greater than 30 million. Buying level: At least 85% no previous high. Institutional and Ownership Holdings: At least 10 institutional holdings, and
An increasing trend for institutional holdings. Relative strength: At least 80 for the stock and one other stock in the same industry.
At least 70 for the industry ETF, or 15% constituents at new high.
Four-month momentum greater than benchmark.
Another advantage of having institutional investors is that they provide the necessary liquidity when you want to get out.
Criterion 8b: At least one other stock in the same industry must have a RS of 80.
S: Supply of Outstanding Stocks.
Criterion 5: Long term D/E ratio should be less than 2%, or gradually decreasing in the last 3 years.
Test for Industry Relative Strength:
The details are given below.
L: Leaders of Industry.
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Moreover, networking is also termed as the mainstay for any business, as it is the best possible way of communication, since it suits all types of computers and phone infrastructures.


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Mutual respect, understanding and support are the most precious wealth in the China-ASEAN relations, Xi said, noting that China will stick firmly to the path of peaceful development.
The president said China will continue to foster good-neighborliness and partnership with ASEAN countries to consolidate the strategic partnership.


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Giving a crash course on bipolar disorder in the office can be very time consuming. In order to save time, I have found a link to an excellent educational site. "Mood Swings but not Manic" ( as a single source for accurate,[link widoczny dla zalogowanych], up-to-date information on basic and subtle versions of bipolar disorder. Other aspects of diagnosis and treatment are layered by links totaling nearly 300 pages which are updated as new information emerges. I suggest, as a minimum, reading (in the section on bipolar II) at least the diagnosis and treatment pages,[link widoczny dla zalogowanych], for people who say to themselves "Bipolar disorder,[link widoczny dla zalogowanych], that can’t be."
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You can download the HCL-32( a handy list of hypomanic symptoms and the Bipolarity Index ( both from the Harvard bipolar clinic.
Goldberg Bipolar Spectrum Screening Test( The computer will score this questionnaire for you,[link widoczny dla zalogowanych].
Goldberg Mania Questionnaire ( The computer will score this questionnaire for you.
By Les Linet MD
See all Articles by Les LinetSee Les Linet's Expert PageGet Updates on Bipolar DisorderGet Updates on Les Linet Average: 3 Your rating: None Average: 3 (9 votes) Tweet 相关的主题文章:


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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.


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Last weekend I had the opportunity to camp near a natural hot springs with some friends where clothing is optional. The idea was a bit intimidating at first but when I arrived and saw how relaxed and comfortable everyone was in their nakedness, I felt no reserve to shed my clothing. It is also a process of shedding the ego,[link widoczny dla zalogowanych], as there was no attachment to how I looked, or how anyone else looked. It was more about how we felt, which was wonderfully exhilarated and uninhibited. I also felt a deep connection with all the elements from the fantastically hot water bubbling up from the earth,[link widoczny dla zalogowanych], to the moss-covered rocks, the brisk evening breeze, and the mesmerizing camp fire. Perhaps the best part is to completely cover your body with soft mineral-rich mud,[link widoczny dla zalogowanych], which exfoliates and tightens the skin as it dries.
After just two days of frolicking in the natural hot springs, feeling especially comfortable with my pure,[link widoczny dla zalogowanych], raw self has significantly affected my attitude about nakedness. The experience was not only physically rejuvenating,[link widoczny dla zalogowanych], but it was soulfully stimulating and enlivening. Since then,[link widoczny dla zalogowanych], I’ve embodied that glorious energy into my everyday life – feeling more vibrant, passionate and inspired, as well as being much more comfortable with my body.
Many people,[link widoczny dla zalogowanych], especially women, have insecurity issues when it comes to being naked in front of their partner. They may hide certain body parts under towels, blankets and clothing rather than proudly strutting their stuff in the buff. Women are their own worst critic,[link widoczny dla zalogowanych], as they tend to focus on self-perceived flaws and compare themselves to others. Lack of self-confidence with your body can be like a set of shackles holding you back from enjoying true freedom in many aspects of your life.
Most Americans have very shallow judgments and fears about nakedness in our modern society. They cover up the truth and beauty of nature’s diversity, repressing our freedom of self-expression unless a specific criteria of imposed perfection is met. Our culture has an overwhelming paranoia about fat, which is quite ironic when over 35% of Americans are considered obese. In addition to the health concerns surrounding this disturbing statistic, many people suffer emotionally with feelings of shame,[link widoczny dla zalogowanych], self-loathing and embarrassment. This is the direct result of a judgmental and punishing culture. Men are rewarded for their bottom line and women for their visual appeal.
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When you are used to being naked by yourself around the house, you are more likely to be relaxed and secure around your partner, or even around others at a nude beach or naturalist camp. There is nothing more liberating than to be completely nude in a social situation where there is no sexual tension or judgment. It is natural,[link widoczny dla zalogowanych], pure and tremendously therapeutic to feel absolutely no inhibitions while being totally exposed.
By Allura Joy
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Many women accept the opinions and judgments of others too quickly, which undermines self-esteem and personal power. Women who feel good about their bodies generally feel good about themselves. When a woman feels good naked, it shows,[link widoczny dla zalogowanych], even when fully-clothed. She has a natural attraction that comes through in the way she moves or talks or laughs. Her confidence isn’t rooted in her clothing size or facial features but in her attitude — fun, delightful, free. A woman who feels good naked is a woman who has discovered her own definition of beauty. She knows that it is ultimately about personal attitude and the ability to tap into her own source of self-love without depending on affirmation from others.
Developing a positive attitude about nakedness comes from a sense of the wholeness and naturalness of life. It involves a holistic change in the way you relate to yourself and the world. It is about knowing and accepting yourself at your core and the amazing confidence that comes with being at home in your own skin. Being comfortable naked is the ultimate expression of self-confidence. When you are okay with being nude, you can take yourself anywhere in the outside world.
Author's Bio:
When we are at ease with our bodies, we are more likely to be more secure in our sexuality. We can joyfully express our sensual nature when sharing intimacy with another. By getting out of our heads (shedding the ego), and into our hearts, we can profoundly deepen the connection with our partners. A great way to become more comfortable with sharing your body with another is to let your partner to explore every inch from head to toe with light touch and sensual massage. Using a good (non-oily) bodyglide such as Sensual Massage is ideal for enhancing the power of touch and intimate discovery. Release any insecurities or reservations you may have about your body and allow yourself to receive special attention and unrestricted pleasure. Your partner will love it too!
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.


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Canadian passenger Robert led six members of the family come to China to watch the solar eclipse spectacle. He told the border police in good entry procedures: he and his 4 children are amateur astronomers, in September last year to set a good hotel, this came with the holiday kids to watch "total solar eclipse".
Shen Yi)
ocean "Kuafu&quot,[link widoczny dla zalogowanych]; are all excited,[link widoczny dla zalogowanych].
according to the Pudong border sector statistics: there are from Japan, Korea, Germany, Britain,[link widoczny dla zalogowanych], the United States, Italy, Holland and other countries and regions,[link widoczny dla zalogowanych], thousands of amateur astronomers entry, a lot of Hong Kong and Macao amateur astronomers will also rushed to the mainland in July 22nd. (Xu Yongming
the day before yesterday afternoon 3 when Xu,[link widoczny dla zalogowanych], immigration summit at Pudong International Airport, passengers dressed professional outdoor sports clothing, shoulder tent attract sb.'s attention. Originally,[link widoczny dla zalogowanych], the group of tourists is a German university Astronomy Club member, this to China is aimed at the total solar eclipse observation rare spectacle. This group of amateur astronomers selected observation location is Zhejiang Jiaxing, they not only brought professional observation equipment, also comes with outdoor tents,[link widoczny dla zalogowanych], prepared in the camp 21 days late field observation point.
from the July 22nd "Eclipse" phenomenon as well as a few days, but many "zhuiri group" itch for a try, as total solar eclipse observations of gold belt in Yangtze River Delta region is attracting a large number of foreign amateur astronomers come in a throng. According to statistics,[link widoczny dla zalogowanych], the number of inbound tourists in Pudong airport in July 16th to 18 days to break through 200000 person time, hit a new high this year, of which a considerable part from outside the sun "kua fu".
from Macao to the mainland total solar eclipse observations of students science summer camp group up to nearly a hundred people,[link widoczny dla zalogowanych], members are Macao high school students in the amateur astronomers. According to the regiment led Mr. Sun introduction,[link widoczny dla zalogowanych], the Macao area there are many number of astronomers will soon have to Suzhou,[link widoczny dla zalogowanych], Shanghai City, "we do not want to miss this three hundred years of astronomical wonders".
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Moreover, networking is also termed as the mainstay for any business, as it is the best possible way of communication, since it suits all types of computers and phone infrastructures.


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By Steve Gillman
See all Articles by Steve GillmanSee Steve Gillman's Expert PageGet Updates on PsychologyGet Updates on Steve Gillman Average: 0 Your rating: None Tweet
Professor Stephen E. Fienberg,[link widoczny dla zalogowanych], Chairman, Committee to Review the Scientific Evidence on the Polygraph, National Academy of Sciences, has this to say about the polygraph:
The American Polygraph Association website says that the problem of accuracy is one of differing methods of measuring it. Critics, they say, "who often don't understand polygraph testing,[link widoczny dla zalogowanych], classify inconclusive test results as errors." This isn't an error, they say, but I imagine that if you are accused of murder, and you are innocent, you might want a more accurate result from a polygraph test than "inconclusive."
"A steady pace of improvements in techniques and technologies has allowed the polygraph to remain the gold standard among the methods available for verification of truthfulness. While other technologies come and go,[link widoczny dla zalogowanych], the longevity of the polygraph is a testament to its power to uncover those who would deceive."
Is there a "lie detector?" Most people have been lead to believe that this is what the polygraph is. But most scientists think the polygraph is less than scientific. Here's a quick look at the From the website of the American Polygraph Association:
But let's look at their method again,[link widoczny dla zalogowanych], with a new example form another perspective - that of the innocent who have "inconclusive" results. Suppose 100 innocent people are questioned about a crime, and one is found to be telling the truth, while the other 99 tests are "inconclusive." This would appear to be a relatively useless test, right? It correctly identifies just 1 out of 100 innocent people,[link widoczny dla zalogowanych], leaving a cloud of suspicion over the other 99.
However,[link widoczny dla zalogowanych], measuring the results the way the American Polygraph Association does,[link widoczny dla zalogowanych], the accuracy would be 100%. Inconclusive tests are not supposed to be seen as errors,[link widoczny dla zalogowanych], after all. Hmm... does a lie detector test that correctly identifies just 1 of 100 innocent people sound accurate? Not to those who are left with their innocence unconfirmed. For them it might seem like the lies are on the other end of those polygraph wires.
They explain the problem: "If 10 polygraph examinations are administered and the examiner is correct in 7 decisions, wrong in 1 and has 2 inconclusive test results, we calculate the accuracy rate as 87.5% (8 definitive results, 7 of which were correct.) Critics of the polygraph technique would calculate the accuracy rate in this example as 70%, (10 examinations with 7 correct decisions.)" They may have a reasonable argument there in some ways.
"Polygraph testing has been the gold standard,[link widoczny dla zalogowanych], but it's obviously fool's gold."
Hmm,[link widoczny dla zalogowanych]... Was the longevity of the practice of bleeding medical patients a testament to its power to heal? Perhaps the longevity of some practices is unrelated to their effectiveness. Longevity isn't a very strong argument to start with.
Author&#039,[link widoczny dla zalogowanych];s Bio:
Looked at another way, of a 100 murderers,[link widoczny dla zalogowanych], 10 would be found to be telling the truth, and 20 would have inconclusive results. Out of 100 murders, 30 would not be identified, according to the accuracy assumed in the example.
On the other hand, what is more interesting, is that even in an argument from the biggest promoters of the polygraph, they use an example of 87.5% accuracy. That might sound good until you realize that of a 100 people tested in a murder case, about 10 innocent people would be found to be "lying." And there would also be 20 "inconclusive" results, which might include both innocent people and murderers.
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.


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Neuro-Linguistic Programming™ was specifically created in order to allow us to do magic by creating new ways of understanding how verbal and non-verbal communication affect the human brain. As such it presents us all with the opportunity to not only communicate better with others, but also learn how to gain more control over what we considered to be automatic functions of our own neurology.
Because these models are formal they also allow for prediction and calculation. Patterns that may not have been available in any of these people's work could be calculated from the formal representations he had created,[link widoczny dla zalogowanych]. New techniques and models were (and still are being) developed.
Author's Bio:
Each seminar that Dr. Bandler teaches is different,[link widoczny dla zalogowanych]. Once someone has attended one practitioner course it does not mean that the practitioner material has been learned and that person should therefore go to a different course. You have to remember that the names and certificates are only names and certificates not the material nor the knowledge!
Since the models that constitute NLP™ describe how the human brain functions they are used in order to teach them. NLP™is not a diagnostic tool. It can only be applied and can therefore only be taught experientially.
Although many providers make certain courses prerequisite to the attendance of other courses, Dr. Bandler has no such prerequisites for any of his seminars. Learning does not come in levels. Once the underlying pattern, by which something can be learned has been taught,[link widoczny dla zalogowanych], the material becomes not only easily accessible but a logical extension. For example,[link widoczny dla zalogowanych], once somebody has learned how to read it no longer matters whether a book is five pages or two-hundred pages long. Similarly,[link widoczny dla zalogowanych], once someone has been taught the spelling strategy it does not matter whether the word is two or five letters long,[link widoczny dla zalogowanych], you just have to look at the picture. Each seminar is based upon different sets of knowledge. Therefore, it is not necessary to do them in any specific order.
By Richard Bandler, the Official Guide to Hypnosis
The official guide to Hypnosis See all Articles by Dr. Richard BandlerSee Dr,[link widoczny dla zalogowanych]. Richard Bandler&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on HypnosisGet Updates on Dr. Richard Bandler Average: 3,[link widoczny dla zalogowanych].142855 Your rating: None Average: 3,[link widoczny dla zalogowanych].1 (7 votes) Tweet
Well trained Neuro-Linguistic Programmers™ will always teach by installation,[link widoczny dla zalogowanych], not by teaching technique after technique. Techniques outdate themselves too quickly to base the field of NLP™ on a set of techniques. It is based upon the attitude, the models and the skills which allow for constant generation of new techniques which are more effective and work faster.
Neuro-Linguistic Programming™ (NLP™) is defined as the study of the structure of subjective experience and what can be calculated from that and is predicated upon the belief that all behaviour has structure. People such as Virginia Satir,[link widoczny dla zalogowanych], Milton Erickson and Fritz Perls had amazing results with their clients. They were some of the people who's linguistic and behavioural patterns Richard Bandler built formal models of. He then applied these models to his work.
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Let’s look at some facts about ADD and ADHD: people have long observed a cluster of symptoms that occur in a person of average or above average intelligence who seems unable to function in a competent, masterful way.


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PostWysłany: Wto 20:07, 27 Sie 2013    Temat postu:

This book review is part of a series that covers the topic of Debt and Debt Consolidation. The Official SelfGrowth.com Guide to Debt and Debt Consolidation is Leo J. Quinn. Dealing with Debt and learning about Debt Consolidation can help people overcome the challenges associated with debt and how to go from debt and bankruptcy to wealth and prosperity.
Author's Bio:
Library Journal
As a young and gifted businessman during the real estate decade of the Eighties,[link widoczny dla zalogowanych], Ramsey, who has a Christian radio talk show, made millions; however,[link widoczny dla zalogowanych], when the market eventually collapsed, the author found himself driving a Jaguar with no money for gas. Using the anger he felt from this experience as a catalyst to write this book, Ramsey bypasses advice on stock and mutual fund selection typically found in similar books and takes aim at the behavioral aspects of personal money management. Admonishing the reader to avoid the seductiveness of credit cards, among other things, Ramsey illustrates his strategy for dumping debt,[link widoczny dla zalogowanych], which he considers paramount in realizing financial peace. While here and there he incorporates Christian practice, e.g.,[link widoczny dla zalogowanych], in the first chapter he uses prayer for gathering his thoughts and later speaks of tithing and charitable contributions,[link widoczny dla zalogowanych], his work is straightforward and written without financial jargon. This is a firm but necessary slap in the face for individuals and married couples just getting out on their own. Highly recommended for public libraries.-Dennis Krieb,[link widoczny dla zalogowanych], St. Charles Cty. Coll., St. Peters,[link widoczny dla zalogowanych], Mo.
By Dave Ramsey
See all Articles by Debbie MolisGet Updates on Debt and Debt ConsolidationGet Updates on Debbie Molis Average: 0 Your rating: None Tweet
Financial Peace Revisited is a valuable resource for people interested in Debt and Debt Consolidation, and it is available through Amazon.com and Barnes & Noble.
From Publishers Weekly
An updated,[link widoczny dla zalogowanych], expanded version of Ramsey's first book about overcoming debt and managing personal finances, this edition boasts new chapters on the relationship between money matters and family matters. (Originally self-published in 1992,[link widoczny dla zalogowanych], Financial Peace had its sales bolstered by Ramsey's eponymous personal finance radio talk show; the 1997 Viking edition became a business bestseller.) When it comes to solving money problems, Ramsey knows whence he speaks: he had made and lost a real estate fortune by age 30. His straightforward guide to fiscal tranquility covers the basics of career (work hard in a job you're good at),[link widoczny dla zalogowanych], savings (sock away 10% of your take-home pay), investments (invest long-term with pretax dollars) and spending (live below your income). The new chapters offer financial advice for singles,[link widoczny dla zalogowanych], spouses and parents-agreeing on money matters,[link widoczny dla zalogowanych], Ramsey says, leads to "fabulous unity" in a marriage. Commentary from Ramsey's wife, Sharon, concludes each chapter; while often a bit drippy ("Communicating with those closest to you is important. A lot of times this will be your spouse or your best friend"), it puts another reassuring layer on an already warm (sometimes Christian-themed) and helpful text.
Copyright © 2002 Reed Business Information, Inc.
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Moreover, networking is also termed as the mainstay for any business, as it is the best possible way of communication, since it suits all types of computers and phone infrastructures.


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PostWysłany: Śro 5:01, 28 Sie 2013    Temat postu:

All change starts with you. It all starts in your body. The rage, killing,[link widoczny dla zalogowanych], destruction and war are encoded in everyone’s body. What you do what that energy is the key. You can use the powerful rage to propel you into a blissful realm beyond your imagination, or you can use this powerful rage to continue the old pattern of war and destruction. If you continue to ignore, suppress, sublimate, or deny this energy it will continue to manifest on earth. As you thank this powerful energy it will shift, transform and radically change your life. The choice is yours,[link widoczny dla zalogowanych], rage and war or peace and great joy.
Deeply engrained in our bodies is the rage that wants to kill and destroy. This is the energy that fuels war, violence,[link widoczny dla zalogowanych], and hatred. Unless this energy is met head on and transformed,[link widoczny dla zalogowanych], it will continue to pervade human consciousness.
This rage lives in your brain,[link widoczny dla zalogowanych], your nervous system and your cells. When the pattern of rage gets triggered, it takes over and your logical thinking dissolves as your ancient brain takes charge. Until enough people clear out the ancient parts of their brains,[link widoczny dla zalogowanych], war will continue on earth. Peace cannot come about until we change our brains and our nervous systems.
Notice if there is a softening or a letting go in your body. As this opening occurs,[link widoczny dla zalogowanych], bring in more thanks. Imagine that the thanks spins deeper into the old rage pattern,[link widoczny dla zalogowanych], dissolving the old neural connections and patterns in your ancient brain. If you keep going further,[link widoczny dla zalogowanych], you will burst into a new realm, the realm of expansion, light, and renewal. In this expansion, you will experience great joy,[link widoczny dla zalogowanych], inner peace and a connection to all that is.
When the rage arises, go lay on the couch and fully experience how it feels in your body. Watch where your mind goes and what thoughts come up. Feel the violence flowing through your veins. Breathe into it and spin gratitude around the feelings,[link widoczny dla zalogowanych], thoughts and experiences in your body. Thank the violence as it throbs through your body. Thank the power of the pounding rage. Thank the massive destruction and annihilation beating in your body. Thank the part that wants to kill, destroy, violate, mutilate, and torture. Thank the part that loves the rage. Thank the hatred. Thank the rage violently surging through your body.
Thank the frustration, anger,[link widoczny dla zalogowanych], rejection, and neglect. Thank the parts of yourself you hate. Thank the parts of yourself that are so disappointing. Thank the failure. Thank the dejection. Thank the blood boiling in your veins and the rage hammering in your head. Thank all the violence inside your body. Thank your self-hatred. Thank your tight jaw. Thank the part that is set in its way – the “I’m right, you are wrong.”
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The Financial Supervisory Service (FSS) announced Sunday that the banks selected the firms on their own criteria for credit risk evaluation, and that they will launch an evaluation of the firms by Jan.


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PostWysłany: Śro 6:26, 28 Sie 2013    Temat postu:

By Carol Gignoux,[link widoczny dla zalogowanych]
See all Articles by Carol GignouxSee Carol Gignoux&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on Attention Deficit Disorder (ADD and ADHD)Get Updates on Carol Gignoux Average: 5 Your rating: None Average: 5 (1 vote) Tweet
The most common wake up calls needed are:
-Seeing your point of view so well you cannot see your partner’s
-Words,[link widoczny dla zalogowanych], emotions and body language used in conversations are making you or your partner feel defensive and angry
-Absent is the courage and commitment to take positive action and trust that answers and insights will come
-Missing being “all in”,[link widoczny dla zalogowanych], i.e. focusing 100 % of your energy and effort to creating positive change in the relationship
I am working with a couple who became enmeshed in a recurring routine where they became more intent on catching each other being at fault rather than listening to each other more consciously. The result was a revolving cycle of accusations,[link widoczny dla zalogowanych], arguments,[link widoczny dla zalogowanych], and threats to leave. During our ADHD coaching sessions,[link widoczny dla zalogowanych], they began to notice how they contributed to the negative cycle they found themselves in and became aware of how they had replaced listening to their partner with blame and judgment. They came to see how they were taking no responsibility for their own behavior. Now they are learning to come to their conversations minus previous resentments and with the intention to listen with love and acceptance. It is a process that continues to evolve but we agree they are arguing less and happier with each other as a result of their new communication.
I recommend that couples pay attention to the following signs:
-More of your communication patterns are negative than positive,[link widoczny dla zalogowanych].
-Intimacy in the relationship – whether hugging,[link widoczny dla zalogowanych], touching or sex – is missing
-Avoiding interaction with your partner rather than creating it
All of our relationships in life are subject to trials, ups and downs and misunderstanding. The important thing is to not wait to get help when negative patterns are forming in couple relationships. The sooner you get outside input and help from a professional, the more likely you will be able to save your relationship. The longer you wait to get help, the less likely that will happen because bad patterns will be more entrenched and patience with each other will be running short. The trick is not to get disappointed, upset and angry. The answer is to get help and support so you can face your relationship challenges from a better informed and positive perspective.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
What is needed when communication breaks down with ADHD couples is a professional who understand the issues experienced by couples, and in particular ADHD couples. This person whether coach or therapist,[link widoczny dla zalogowanych], can translate to the couple what they see is happening from a broader perspective and a more objective and neutral point of view. This helps each partner in the relationship address the main causes of issues between them.
However,[link widoczny dla zalogowanych], it is imperative that we see the larger picture and develop an understanding of what is really going on and what to do about it. Missing this perspective cancels out creative ways of both understanding and solving our problems on our own. Missing this perspective can end the affected relationship.
I have found that for many ADHD couples it is hard to see the true warning sings that their relationship may need outside help. When immersed in our own conversation and behavior patterns with each other, it would be unusual for us to be able to see the larger perspective of what is really going on. That is exactly what makes the miscommunications in our relationships so frustrating.
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However, it's critical that you get this part handled as it's the foundation of all your success with women and dating. And if all you did was get this part handled, your success with women will skyrocket. Evidence by the fact that women complain about it a lot.


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PostWysłany: Śro 10:28, 28 Sie 2013    Temat postu:

By Patrick Day [link widoczny dla zalogowanych]
There are two quite different types of depression one should understand to receive proper help for depression. The two are situational and clinical depression. A simple explanation of the differences can be found in two parables. A person loses her job, goes into a deep depression for two months, and is fearful she will never come out of it. Then she finds another job and the depression goes away. That’s situational depression.
Clinical depression,[link widoczny dla zalogowanych], the biochemical imbalance in your
brain, can grab you at any time for no reason, such as in the elevator.
If your only defense is taking medication,[link widoczny dla zalogowanych], then more medication seems
the only answer to relieve on-going mental anguish,[link widoczny dla zalogowanych].
The second image is people with mild or moderate depression who
can be healed without medication, sometimes by just seeing a doctor
to discuss symptoms and learn about depression. Seeing a psychologist
or counselor will accelerate inner healing,[link widoczny dla zalogowanych], as will having a spiritual
director. Dave was my spiritual director,[link widoczny dla zalogowanych]. I have talked to people for
whom the Holy Spirit was directly their spiritual director.
Do I sound like an expert on depression? I am, in a way. Those of
you who have had a critical illness, like diabetes, have become experts
by living through it,[link widoczny dla zalogowanych], as well as by talking to doctors, talking to other
people with diabetes, searching the Internet, and reading everything
about diabetes you can get your hands on,[link widoczny dla zalogowanych]. That’s what I did. I’m not
an expert on depression through credentialing. I am the depository
of information gathered from my own experience; from Dave, Zeke,
Wally, and Daniel; from depressed people I talk to (we seem to find
each other by instinct); and from much research.
A second person loses his job and goes into a deep depression. “I need help with my depression,” he cries out,[link widoczny dla zalogowanych], along with being desperate to find another job. Month follows month, and his finances are nearly depleted, his relationship with his wife is moving toward divorce, his confidence is gone, and the future looks hopeless and purposeless. Finally he obtains another job, but the depression doesn’t go away. The turmoil of all that has happened to him puts so much stress on his body that his brain chemistry has been altered. He has clinical depression,[link widoczny dla zalogowanych], and he needs ongoing treatment for depression.
In my book Too Late in the Afternoon: One Man’s Triumph Over Depression (www.pyramidpublishers.com), Mitch Jasper explains his understanding of situational and clinical depression:
The spirit of depression could overwhelm me at any time, like a
riptide grabs a swimmer and drags him out to sea. I didn’t know it then,
but a new stage of depression was living within me and could take
over at any time, whatever the circumstances, whatever the situation.
I see now in living color that a three-pronged approach is the best
way to escape living in depression the rest of your life. The first prong
is the medication so you can think and function again. But you can’t
stop there. You need to engage the soul to discover the causes behind
the symptoms and treat them with inner healing. Many people will find
some success with these two approaches. The third prong, healing of
the spirit, will bring you to a higher level of recovery than the first two
approaches alone.
To complete the picture, I must color in two more images.
This happened to Mitch Jasper, but it was drawn from my own experiences. I needed treatment for clinical depression that started with the body – medication to move me to stability. My next help for depression was a series of counselors and a psychotherapist. Finally,[link widoczny dla zalogowanych], as I fell into mild to moderate depression,[link widoczny dla zalogowanych], I was able to the capstone treatment for depression – spiritual guidance and soaking myself in God’s world, where His care brought healing that lasted. I am now on the other side of depression and help those who are depressed with my book, my blog site (www.triumphoverdepression.org),[link widoczny dla zalogowanych], and my peer-coaching of those who are depressed. I am effective in peer-coaching because I understand the dynamics of depression and have experienced first-hand the ravages and finally the overcoming of depression through tools of body, soul, and spirit. You can find out more of my story my clicking on my blog site link.
[link widoczny dla zalogowanych]
My situational depression put such stress on my whole body that a
chemical imbalance developed in my brain, which dropped me into
a pit at unlikely times and places, like sitting on that bench watching
lacrosse players. It was a cycle of up and down, mostly down, that
defined how I saw the world. For moments I could escape it, but it was always there by my side, waiting to take over.
There are some people for whom a biochemical imbalance in the brain
is a chronic condition, without being precipitated by hidden causes. The
two approaches beyond medication will help alleviate the depression,
but total healing may never happen. However, you’ll never know if you
are that person unless you at least try the other two approaches.
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The Financial Supervisory Service (FSS) announced Sunday that the banks selected the firms on their own criteria for credit risk evaluation, and that they will launch an evaluation of the firms by Jan.


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PostWysłany: Śro 13:12, 28 Sie 2013    Temat postu:

Remember, this is about spiritual self-reflection and making contact with that higher consciousness, and it is not about being restrained by a religious doctrine, or trading one compulsive behavior for another. If you are currently practicing a particular faith, I would highly recommend that you make every attempt to separate it from the spiritual aspect and addiction recovery. My purpose is not to undermine the benefits of religious practice. In fact I believe that religion serves a tremendous purpose in our society when practiced in a spiritual sense. However, mixing it with addiction recovery can be a disastrous recipe for chronic relapse!
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However, in the past several years the program has suffered a great deal of scrutiny in regards to its religious formatting,[link widoczny dla zalogowanych], and even though it has desperately attempted to escape this labeling, for all intent and purposes that's what it is! But Ironically,[link widoczny dla zalogowanych], the religious aspect is not what makes successful, and in fact I believe it to be a detriment to the program. So,[link widoczny dla zalogowanych], what has made this program more successful than most of the other treatment options? I believe that the success of this program is largely due to the spiritual aspect. In many regards the choice of addictive behavior is a falling from spirit, in the sense that addictive behavior is of a self centered, self serving attitude,[link widoczny dla zalogowanych], whereas spirituality encourages a sense of connectedness and being of service to others. Most individuals that have chosen to partake in addictive behavior do so at the expense of others, and they do it with one thing and only one thing in mind; the need to mask the pain of their emotional issues. Making a connection with spirit allows the addicted person to view things in a greater perspective and allows them to understand that one person's actions affect the many. Therefore, I do view spirituality as being an important component to recovery, but spirituality is very difficult to pursue if you have not uncovered and confronted the root cause of the addiction.
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The practice of spirituality encompasses a great deal of self reflection and mindfulness, which ultimately leads to a more symbolic view of the world as a whole. Remember, the individual suffering from addiction only views one world, their own! When it comes to approaching spirituality from the perspective of prayer, consider the fact that traditional prayer will not accomplish this goal. Going through the motions of reciting traditional prayer without changing your deeply engrained, self- limiting,[link widoczny dla zalogowanych], subconscious beliefs will result in failure. What is engrained in your subconscious mind is much more powerful than the words you speak! In order to gain the understanding of the world as a whole,[link widoczny dla zalogowanych], you must achieve self reflection and inner peace by quieting the mind.
Without question one of the more popular treatment models has been the 12 step program, which originated with Alcoholics anonymous.
By David Roppo
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Does spirituality differ from religion, and can a person be religious as well as spiritual? Yes of course. However, one can remain bound to a religious doctrine without a spiritual connection to the divine. For all intent and purposes this is what must be avoided when delving into the recovery of self destructive habitual behavior. One of the key components to addiction freedom is self refection and the development of a connection to a higher consciousness and your true self. Serving a religious doctrine without the true spiritual element and making that connection will lead to the addicted person trading one vehicle to mask the pain for another. The outward practice of certain ideals or activities does not correspond to inner righteousness! When a person hides behind the outward practice of religious doctrines they tend to live a falsehood, not living in true spirit, failing to own up to the root cause of their addiction, and their true life purpose. Therefore, I believe that religion should not enter into the addiction equation and in many cases actually prevents the individual from addressing the root cause properly.
David Roppo
The Addiction Freedom Coach
So, where does religion fit in to the recovery picture? Well, in my view it doesn't! That's right, it doesn't. Not only does it not fit in but, I view it to be a detriment to full recovery! So, let's examine what the actually true intent and purpose of religion is, and how it stacks up against the probable outcome of pursuing the incorrect or misguided practice of it. The word religion is derived from the Latin word Religare,[link widoczny dla zalogowanych], which means to restrain or bind. So, is the main function to restrain individuals from personal self reflection and bind them to a religious doctrine, or is it a methodology of teaching a personal connection to God? I believe that the main objective of any religion should be to assist people in making a personal connection to the divine or higher power. Unfortunately, that is not always what occurs one hundred percent of the time!
There are nineteen major religions in the world, of which Christianity is the largest with over 2 billion followers. Islamic religion follows with 1.2 billion and Hinduism respectively with 828 million. There is no doubt that religion plays a major role in most of our lives. Unfortunately, some religious doctrines rise to a level of supreme empirical restraint, which over shadows the true divine purpose and leads many down a misguided path? The importance of a binding doctrine and specific practices should be secondary to ones spiritual relationship with the divine. Therefore,[link widoczny dla zalogowanych], the type of religion that you choose and its popularity is of very little importance,[link widoczny dla zalogowanych], as long as you understand the true purpose.
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However, it's critical that you get this part handled as it's the foundation of all your success with women and dating. And if all you did was get this part handled, your success with women will skyrocket. Evidence by the fact that women complain about it a lot.


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2 Remember the Love. Another way is to approach the holidays from the perspective of healing relationships. Try to use the holidays as an opportunity to love the people in your life no matter what. Even if you have imperfect family dynamics, take the opportunity to focus on the love you have.
I don’t know about you, but my family is crazy during the holidays. Their worst attributes seem to find a way to show up. It doesn’t matter that my mom is German and she didn’t even grow up in the states, she seems to develop a weird mood at the onset of Thanksgiving or any other holiday. Suddenly, people who never get along are supposed to behave,[link widoczny dla zalogowanych], dress a certain way, eat with people they’re mad at, and in general be cheerful and content.
1 Gratitude is a wonderful practice any time of year. It helps you feel more fulfilled, helps you see your life as positive, and allows more good things to come. It’s really what thanksgiving is all about. The pilgrims would have died if the Indians hadn’t helped them. Their feast was a thank you and a celebration.
Stress as we all know is bad for your body. And being stressed about something good is sad. Ideally holidays are a good time,[link widoczny dla zalogowanych]. Here are some suggestions for decreasing your holiday stresses.
We tend to identify with our emotions when they feel strong,[link widoczny dla zalogowanych], and think that’s all we will experience. It feels like it’ll never go away and will continue to create havoc in our lives. If you begin to witness your feelings, you can see that you have a choice about how to act regardless of your emotions. If you keep on witnessing, slowly you’ll notice that the feelings don’t seem quite so intense. If you keep pretending that you don’t have any feelings, they tend to sneak up on you in unpleasant ways, such as causing fights with your relatives.
Years ago when I was in high school I learned the saying – “count to ten before you react” and “walk a mile in his moccasins.” At the time I thought they were good advice but I never really understood what it meant. It means choosing love above all else. It means slowing down enough to see that the person in front of you has a story too, and letting go of yours in order to allow healing to occur.
Stress and anxiety come from a place of not being balanced. Acupuncture can change your entire attitude by just bringing you to a more balanced place. Many people actually experience forgetting that they ever had stress, because acupuncture is so effective at removing it.
Remember that, beyond all else, you are with people because you love them. Try to remember that the love is the most important reason you’re there. If someone angers you or causes you pain, remember that the love you have is more important than your need to be right,[link widoczny dla zalogowanych], or your pain. Sometimes in the peak of our pain, it’s hard to remember that.
We have a certain perspective on our lives based on our expectations. We can get into the habit of viewing things from that angle. No matter what’s wrong with your life, there’s always someone who has it worse. While that shouldn’t be your motivation for being grateful, it might help change your perspective so that you can begin to see how good life is for you.
By Dr. Shiroko Sokitch,[link widoczny dla zalogowanych], MD
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In addition to supplements, maintaining healthy eating habits keeps your blood sugar and body in better balance. As tempting as it may be to watch the calories, try not to skip meals this holiday season.
5 Holy Basil. When your physical body is balanced, your emotions are less likely to take over. Holy Basil is a wonderful herb that balances your adrenals (which is where stress affects you most) and takes away stress. See your local alternative health doctor for personalized recommendations of herbs and supplements.
3 Acupuncture. Year round, I have clients come to me for acupuncture when they are experiencing stress, and feel like they can't relax or slow down. Acupuncture works gently with hardly any pain. It has an amazing ability to completely remove stress from your body.
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4 “Witness.” One effective holiday tool is to become “a witness” to your emotions. When emotions are high and people seem to be stressed,[link widoczny dla zalogowanych], it’s hard to feel calm yourself. Especially when you’re with someone that you don’t really enjoy being with. As soon as you start to feel anxious or stressed, you can begin to have an internal conversation that says – “Oh look….I’m feeling stressed” or “Oh look, my anger’s coming up.” When you do this,[link widoczny dla zalogowanych], don’t judge how you’re feeling or what’s happening. Just step back and watch yourself. By doing this,[link widoczny dla zalogowanych], you begin to create a gap between yourself and your emotions.
As a final thought,[link widoczny dla zalogowanych], consider this when making your holiday commitments. Observe the places you are going to and how you feel about the visits. Are you going there in love, in friendship,[link widoczny dla zalogowanych], in forgiveness? Are you going there in anger, resentment, and with hurt feelings? Pay attention to your emotions. See how you might be able to make different choices this holiday season and experience more calm, love, and wellness.
Everyone has one reason or another for stress during the holidays, whether its,[link widoczny dla zalogowanych], too much to do, you don’t have the money you want to buy people gifts, you can’t see the family members you want to see, or you’re angry at your dad but can’t find a way to deal with it effectively.
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However, it's critical that you get this part handled as it's the foundation of all your success with women and dating. And if all you did was get this part handled, your success with women will skyrocket. Evidence by the fact that women complain about it a lot.


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Well, that was enough to change my mind. I began exploring this mind-technology and very interesting things started to happen. Besides entering extremely relaxed mental states (alpha and even delta), my anxiety and worries melted away. I began feeling much more confident. Everyday I got more insights that helped me improve my decision-making and achieve my deepest goals.
Most people who are familiar with remote viewing know about it as an intelligence gathering tool that was used during the Cold War. The term "remote viewing" was first coined by researchers at the Stanford Research Institute in 1972. It was developed into a military program, at the behest of the CIA, to compete with Soviet research into psychic phenomena and mind technologies.
But then one day my interest turned from cold to hot when I attended a seminar about Native American spiritual practices. The elder who led the training told us that it would be useful to explore remote viewing as a way to expand our understanding and experiences of the powers of the mind. He explained that Apache scouts and wise elders used forms of remote viewing to achieve some extraordinary feats such as mind-traveling across time and communicating with plants and beings from other realms.
I wasn't always interested in this mind-technology. Actually, I must admit, I didn't have an open mind to look into remote mind technology when I first heard about it.
While remote viewing has become more well known to the public since the 1970's, it actually has been around for a very long time. It's really an ancient mind technology as you'll soon learn.
Everyone can benefit from tapping into their inner power. Personally, I believe that goals that are fueled with mind, body and spirit are much more powerful and beneficial than goals that are fueled with only emotional and physical energy. What good would it be if you achieved your goals but were so stressed out in the process that you became ill achieving them? Or what if it took you a very long time to finally achieve your goals and then you discovered that the achievement felt empty?
Native American sages and indigenous people have been using remote viewing for hundreds of years. While they didn't label it as "remote viewing", the ancient wise elders,[link widoczny dla zalogowanych], such as Sitting Bull, and scouts, such as Geronimo,[link widoczny dla zalogowanych], used mind technologies to spy on enemy camps,[link widoczny dla zalogowanych], to find medicine plants, discover miraculous cures and for hunting strategies. Of course,[link widoczny dla zalogowanych], they approached remote viewing in a different way than how it's commonly used today. To the elders, it was a sacred process that was used along with fasting, prayers and vision quests.
Why I Opened Up To This Ancient Mind Secret
To reap the benefits of the powers of your mind,[link widoczny dla zalogowanych], you need to regularly invest in yourself. As you continue to expand your knowledge of the mind and honor this gift, you'll experience amazing changes happen in your life.
Remote viewing is a technique for gaining information not available to the ordinary physical senses. It allows a person to use his or her intuitive abilities to perceive objects,[link widoczny dla zalogowanych], places, people etc.,[link widoczny dla zalogowanych], which are hidden or separated from the viewer in space by distance. It enables you to access the deeper levels of your mind such as alpha and theta.
By Mary Rivas
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Who doesn't live their life with the hidden sense that we are destined for more? That underneath our ordinary exterior lays an extraordinary being that can live a phenomenal life? We have all felt that simply because deep down we know it's true,[link widoczny dla zalogowanych]. Our inner voice has been telling us that for a very long time,[link widoczny dla zalogowanych]; we just haven't learned how to fully open up to it.
Well, the history of remote viewing may be pretty interesting, but what's more important is how remote viewing can help you in your everyday life. It's a powerful tool for helping develop intuition,[link widoczny dla zalogowanych], gaining self-confidence, inner peace and releasing old beliefs that keep you from achieving your deepest dreams.
There is a way to speed up achieving your deepest dreams while empowering yourself on multiple levels at the same time. And that way is by tapping your inner power through the portals, so to speak, of the deepest levels of your mind. There are various tools and techniques that you can use to expand your experiences of the powers of the mind. Remote influencing, an outgrowth of remote viewing, is one powerful approach for helping you do just that.
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However, it's critical that you get this part handled as it's the foundation of all your success with women and dating. And if all you did was get this part handled, your success with women will skyrocket. Evidence by the fact that women complain about it a lot.


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